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Document Type |
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Thesis |
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Document Title |
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THE ROLE OF GOVERNANCE MECHANISMS IN REDUCING CREDIT RISKS: A FIELD STUDYON SAUDI BANKS دور أليات الحوكمة في الحد من مخاطر الائتمان: دراسة ميدانية على البنوك السعودية |
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Subject |
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Faculty of Economics and Administration |
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Document Language |
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Arabic |
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Abstract |
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The Role of Corporate Governance Mechanisms in Reducing Bank Credit Risk " A Field Study on Commercial Banks Operating in the Kingdom of Saudi Arabia" Shorouq Ali Al-Saiari Abstract This study aims to identify the role of corporate governance mechanisms in reducing credit risks in commercial banks operating in the Kingdom of Saudi Arabia. To achieve this goal, the descriptive analytical approach has been applied on the study society sample. A questionnaire has been created and distributed to study arandom, which consists of members of Board of Directors, internal auditors of Saudi commercial banks, external auditors of authorized audit offices and supervisors of the Saudi Arabian Monetary Authority (SAMA), which is the controlling and supervising authority of the Saudi banking sector. The study found that Saudi banks are concerned about complying with the governance requirements issued by the Saudi Arabian Monetary Authority (SAMA). Saudi banks have also developed their own internal governance regulations. Furthermore, there are varying perceptions about the role of governance mechanisms in reducing credit risks. Perceptions of the members of the Saudi Arabian Monetary Authority come in the first place in recognizing the significance of their role on reducing credit risks, followed by the perceptions of the internal auditors, and in the last place comes the perceptions of the external auditors. In accordance with the results of the study, the researcher makes the following recommendations. First, it is highly significant to keep pace with developments in international auditing standards and Basel regulations for banking supervision. Furthermore, it is important to provide specialized training courses to members of the Boards of Directors, internal and external auditors and to supervisors of the Saudi Arabian Monetary Authority. The training courses should focus on corporate governance, risk management, risk monitoring and risk evaluation, using hig |
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Supervisor |
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Dr. Najla Ibrahim Yahya Abdel Rahman |
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Thesis Type |
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Master Thesis |
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Publishing Year |
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1438 AH
2017 AD |
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Added Date |
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Monday, September 18, 2017 |
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Researchers
| شروق علي الصيعري | Al Saeiri, Shorouq Ali | Researcher | Master | |
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